Independent Homeowner Auto Commercial Insurance Agent. Many carriers to suit your needs and budget

  • SERVICE REQUESTS

    Find claim and payment solutions in the links below. If you need help, open the chat or give us a call  (325) 356-1725

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    SERVICE REQUESTS
  • AUTOMOTIVE INSURANCE

    With access to the full spectrum of insurance providers, we help you find the right auto policy for your budget, offering peace of mind on the road. 

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    AUTOMOTIVE INSURANCE
  • COMMERCIAL PROPERTY INSURANCE

    Small businesses are the backbone of Texas. That’s why we take great pride in pairing you with cost-effective commercial property insurance that counts.

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    COMMERCIAL PROPERTY INSURANCE
  • HOMEOWNERS INSURANCE

    Your home is where loved ones gather to make lifelong memories. Together, we find the right homeowners insurance to keep your hard-earned property safe.

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    HOMEOWNERS INSURANCE
  • LIFE INSURANCE

    We identify and select either term or whole life insurance plans for families of any size, guiding you toward the best decision possible for your loved ones. 

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    LIFE INSURANCE

    Trusted Family-Owned Insurance Agency

    Serving Central Texas and Beyond

    We take a relationship-first approach to business. Our success is based on your results.

    At Texas Rural Living we specialize in farm and ranch policies to protect your rural living lifestyle as well as working ranches that have endured for generations. We put experience and honest work in your corner. Centered on integrity and guided by principles, our Comanche-based team is here to protect what matters most. When you need the right insurance solution, our family is here to serve you.

    Your satisfaction is the key to my success. As an independent insurance agent, I represent many different insurance carriers and understand what each one does best. I choose the carrier combinations that will give you the best coverage, price and service.

    Get in touch with our locally-trusted team today. Our family is here to serve you.

    Automotive Insurance from Texas Rural Living

    Your life does not stop when the sun sets. Landscape lighting extends the use of your most valuable home investment and improves the security of your family. Path lighting, tree uplighting, feature lighting and ambient lighting all enhance your landscape’s look, feel and use.

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    all to discuss your dream landscape today.

    Securing the Best Auto Insurance in Central Texas

    We not only pair you with the right auto policy and coverage for your needs but also answer your questions while ensuring that you fully understand what’s covered. Whether it’s collision coverage, Rental Reimbursement coverage, Personal Injury Protection (PIP), or beyond, we simplify the automobile insurance process for clear, no-frills coverage. Transparency is at the heart of Texas Rural Living.

    Property insurance policies safeguard your boat, classic car, motorcycle, RV, all-terrain vehicles and the contents of your rental property. By bundling your insurances we can reduce your insurance costs while expanding your coverage.

    Through our automotive insurance, we:

    • Help you understand exactly how much you’ll pay in deductibles

    • Walk you through your coverage, including unforeseen circumstances like car theft, fire, and more

    • Explain bodily injury liabilities and medical compensation options

    Homeowners Insurance from Texas Rural Living

    With countless homeowners insurance options to choose from, our Texas Rural Living team finds the right policy to keep you and your family protected from break-ins, damage and more. 

    Homeowners Insurance

    Your home provides stability and sanctuary for you and your family. At the same time, natural disasters and structural damage pose unique risks, especially in Texas. The best homeowners insurance policy should not only cover your property itself but also offer reimbursement for potential break-ins. Likewise, liability coverage for personal injuries may be a wise decision depending on your needs and budget. 

    Through our homeowner's insurance, we:

    • Account for weather factors, theft, infrastructure damage, and beyond to help you understand your options

    • Find affordable homeowners insurance premiums with the right coverage for your property

    • Ensure that you have coverage for items that are often left out of policies, such as flooding or liabilities

    Renters Insurance

    Whether you are shopping for your college student, just starting out or relocating and between homes Texas Rural Living Insurance can help you pick a policy that best fits your needs.
    As an independent agency we partner with a wide range of companies to ensure we are able to provide you with the best value in your rental insurance policy. Ask about discounts when you combine your auto and renters insurance with one company. Contact us today for a fast quote.

    man and woman in boat

    Boat Insurance

    Have worry-free time out on the water. Know your watercraft is properly insured before you set out with your family. Texas Rural Living will work with insurance companies to find a policy that meets your needs and your budget to protect your JetSki, first boat, pontoon boat or cabin cruiser.

    Motorcycle Insurance

    Set out towards the sunset with the wind in your hair, worry-free knowing that you and your motorcycle are protected. Whether you got a brand new Harley, a classic Triumph or if a racing bike is more your speed we have an insurance option that will fit your needs and budget.

    motorcycle on wooded road first person POV
    Shiny Classic car mirror

    Classic Car Insurance

    You have shined and restored the exact model your grandmother drove long ago and now you need to protect her cherry red and chrome beauty. Rest assured that Texas Rural Living has the right policy for your classic dream car. 

    RV Insurance

    If you are a weekend warrior, escaping the winter to points south or a wanna-be full-timer your home on the road needs protection when it is parked at home or on the road. Texas Rural Living has policy solutions with a wide range of coverage options, from vacation liability to 24/7 roadside assistance.
    Contact Texas Rural Living Insurance, we are here to serve you.

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    person on 4 wheeler

    Off-Road Vehicle Insurance

    ATV’s, golf carts, or even snowmobiles, whatever you drive off-road for fun we can help you insure it.
    At Texas Rural Living Insurance we work with many insurance companies so we can find the right policy for your needs and budget.

    Umbrella Insurance

    Home and auto insurance policies have limits to how much will be covered. If faced with paying claims over these policy limits and umbrella policy kicks in and protects your families interest.
    Contact Jami at Texas Rural Living Insurance to discuss your extended insurance needs. 

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    Life Insurance from Texas Rural Living

    In the worst possible scenario, is your family protected? We secure your family’s financial future in the event of the loss of a primary provider.

    Comprehensive Life Insurance in Central Texas

    Through our life insurance, we:

    How do you know that you’re selecting the right policy for your family, from term life insurance to whole life insurance? As a local insurance agency, our Texas Rural Living team takes the time to walk you through your options, helping you consider factors like age, gender, health, coverage costs and more. In turn, we give policyholders peace of mind knowing that their family will have the means to continue on after the loss of their provider.

    • Compare your options, including whole life insurance, term life insurance, universal life insurance, variable life insurance, and beyond

    • Find a balance between the coverage you need and the premium you can afford

    • Survey the details behind each plan, making sure you know which is best for your health habits and lifestyle

    Health Insurance from Texas Rural Living

    In the worst possible scenario, will your family be able to get the care you need? Health insurance protects you from long-term debt associated with long-term illness. Make sure you are adequately insured to secure your family’s financial future.

    Through our health insurance, we:

    • Compare your options, including catastrophic policies, lower deductible policies, higher deductible and lower cost policies, and beyond

    • Find a balance between the coverage you need and the premium you can afford

    • Survey the details behind each plan, making sure you know which is best for your health habits and lifestyle

    Commercial Insurance from Texas Rural Living

    We keep small businesses safe from environmental damage, flooding, theft, and more. In turn, we help you focus on your day-to-day operations with confidence

    Insuring Commercial Properties in Comanche and throughout Central Texas

    From one-man artisan shops to large utility contractors your equipment, physical assets and property itself can amount to hundreds of thousands, if not millions of dollars. In the worst-case scenario, is your business protected from natural disasters, unforeseen circumstances, or an unexpected loss of income? Our Texas Rural Living team gets down to the root of commercial property insurance, helping you understand what’s covered to protect your hard-earned profits.

    General liability

    Also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Texas Rural Living Insurance recommends that all businesses have general liability coverage in place.

    • Professional Liability Insurance (Errors & Omissions)
      • Provides coverage for errors or omissions and negligence of professionals such as attorneys, insurance agents, accountants, architects, engineers and technology companies. 
    • Employment Practices Liability Insurance (EPLI)
      • Provides coverage for employees in the case of on the job injuries or alleged violations of employees’ rights such as wrongful termination, discrimination, or sexual harassment.

    Commercial Auto Insurance

    • Fleet Coverage
      • Covers fleet autos, vans, trucks and some equipment as well as drivers. Provided coverage for bodily injury and property damage in the case of an accident.
    • Hired/Non-Owned Auto Liability
      • Covers rented or hired vehicles, their drivers and property damage caused while under contract with your company. This coverage can be added inexpensively to a business auto or general liability policy.

    Every business is unique – talk to Texas Rural Living Insurance today to learn about the right business auto coverage for your company.

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    Commercial Property Insurance

     Is one of the most common types of business insurance. It provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, wind and other natural or manmade disasters are examples of what is typically covered. Each insuror has different types of coverage. As an independent agent Texas Rural Living can review your business assets and recommend coverage to adequately insure you. Texas Rural Living understands the full range of options and can help you find coverage that provides security to your business.

    Every business is unique – talk to Texas Rural Living Insurance today to learn about the right business auto coverage for your company.

    Commercial Umbrella Insurance

    Is there to protect your company and help it overcome a catastrophic loss that exceeds the standard business liability coverage. Jami at Texas Rural Living can work with you to asses the necessary coverage and best carrier for your companies needs.

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    Workers’ Comp Insurance

    coverage is necessary to protect the employees that keep your business at work. Texas Rural Living works with a number of carriers to ease the management of tracking and reporting associated with this type of insurance. 

    Texas Rural Living Insurance strives to help you create a safer and more productive workplace. Contact us today to schedule an appointment.

    Bonds

     requirements can be met through Texas Rural Livings bonding coverage. There is a surety program for individuals and businesses that will meet your specific needs. 

    Texas Rural Living Insurance delivers detail-oriented personalized service. Contact us today for a quick response and underwriting of your needs.

    If you’re seeking an affordable commercial insurance policy in Texas, our trusted Texas Rural Living team is here to help. Get in touch today! Our family is here to serve your business.

    Through our commercial property insurance, we:

    • Build a clear picture of exactly which insurance plan your business needs

    • Explore bundling options to help you save money without sacrificing coverage

    • Compare quotes from multiple agencies while helping you determine the right solution for your business type and location

    • And beyond

    commercial bonds pexels-aleksey-3680959

    If you’re interested in securing affordable commercial property insurance for your business, we invite you to get in touch with us today. Our family is here to serve you.

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